Finding pockets of self sufficiency, or at least ways to prevent falling down to the bottom.
Universal basic income helps this by making sure everyone has at least enough to live on.
Homesteading and community gardens help this by making sure you at least have some basic amount of food available to you.
Building walkable cities helps.this by allowing you to avoid or reduce the expenses of a car.
Building resilient cities that leverage adaptive reuse help this by making it cheaper to start new small community businesses that keep money local.
The solutions aren't in the system of money we choose, it's in building small sustainable ways to provide for basic needs, even in a small way.
It seems like incels, or at least Tate-holes, treat every conversation as a challenge with the reward being sex.
Just be friends with people. Who fucking cares if you end up in a romantic relationship, allow yourself to form close intimate friendships that aren't physical.