It's taken me a while to learn how to use it and where it works best but I'm coming around to where it fits.
Just today i was doing a new project, i wrote a couple lines about what i needed and asked for a database schema. It looked about 80% right. Then asked for all the models for the ORM i wanted and it did that. Probably saved an hour of tedious typing.
I did this once, it was legitimate but he refused to tell me even what department he called from. I said i wasn't going to give personal into to an incoming call and i wasn't calling back unless i knew why. He ended up mailing me a letter instead.
I almost got scammed a few years ago by being called about fraudulent activity the day after i reported fraudulent activities, in hindsight I think they just got lucky with timing, but I take no chances now.
Ever noticed how decades ago if someone defeated a bank's security we called it bank robbery, but now it's called identity theft and we get blamed for it.