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GNU Taler for payments? (self.opensource)

submitted 3 weeks ago* (last edited 3 weeks ago) by xoron to c/opensource

17 comments fedilink hide all child comments

https://www.taler.net/

"privacy friendly online transactions"

I came across this and it's looks interesting it seems to have been out for a while and seems to work well in the demo.

it sounds a bit like Blockchain, but it doesn't seem to be. which i would think makes it more appealing because the setup was easy... but i can't find any examples of it being used in the wild.

i was expecting to see more cases that used it when i saw there is funding for it from https://nlnet.nl/

i think this could be good to add into my app. but i wonder if it might not be a good idea if it hasnt established itself as reliable in the wild.

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[–] [email protected] -2 points 3 weeks ago (2 children)

It appears to have all of the downsides of a centralized payment processor (like PayPal, Visa, etc.) and also all of the downsides of a crypto-currency. I would avoid this clusterfuck like the plague.

Taler does not require any Blockchain technology, and is also not based on proof-of-work or any other distributed consensus mechanism.

Your wallet stores digital cash and thus ultimately your computer holds your balance. The Taler Exchange keeps funds matching all unspent digital cash in a settlement account.

Since Taler's digital cash in your wallet is anonymized, the exchange cannot assist you in recovering a lost or stolen wallet. Just like with a physical wallet for cash, you are responsible for keeping it safe.

In case of a compromise of one of your devices, an attacker can spend digital cash from your wallet.

Taler e-money is issued with a validity period. One month before the expiration date, your wallet should automatically exchange any digital cash that is about to expire for new digital cash with an extended validity period. However, if your wallet is offline for an extended period of time, it may be unable to do so. Ensure your wallet is regularly online to avoid losing money due to expiration!

https://www.taler.net/en/faq.html

[–] spoonbill 1 points 2 weeks ago

Because it's not a crypto-currency it is a lot more efficient: e.g. no need for wasteful proof-of-work or staking. So it certainly does not have all the downsides of crypto.

[–] FizzyOrange 0 points 3 weeks ago (2 children)

Honestly I don't need to know anything about it at all except that it's a payment system designed by GNU to know that it stands zero chance of success.

GNU are uber-geeks that do not comprehend usability at all. They think everyone is happy to go to key exchange parties and run their own servers and so on. There's absolutely no chance this is understandable by normal people.

[–] [email protected] 2 points 3 weeks ago

Well, as usual with GNU, there is the chance that someone else will take it and make it useful. They usually have a solid foundation, they're just kinda stuck in the middle ages when it comes to usability.

[–] spoonbill 2 points 2 weeks ago

Honestly I don’t need to know anything about it at all except that it’s a payment system designed by GNU

Then you seem to know even less then you thought? GNU supports development, but each project is independently designed and developed. Taler's roots are in academia.