Not so much of a good measure of how you live but on how much (or little) people are left for other things, including saving/investing towards their own homes.

[–] BatmanAoD 2 points 3 weeks ago (1 children)

I feel like we're talking past each other. My impression was that 30% towards your living situation is a pretty decent target; what would you expect the percentage to be?

[–] [email protected] 1 points 3 weeks ago* (last edited 3 weeks ago)

I will paraphrase my father: "it doesn't matter how much money you are making if you are spending most of it. If you want to build wealth, you need to look at how much you can set aside every month".

what would you expect the percentage to be?

A lot less. When I was single and sharing an apartment, I'd pay 600€ on a ~4000€ netto salary. 10 years, a marriage and two kids later, our place is about 1400€ even when our combined income was 3.5x as much.