If the hospital stay isn't free, your governement hates you.
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Logo uses joystick by liftarn
As an American, that's been painfully obvious for like 70 years.
I mean the PC probably met their deductible in two days
Just don't have insurance. They come after you but after they get enough(~$1k) they'll leave you alone. My current dentist charges a max of $1k to people who are out of pocket. I got all 4 of my wisdom teeth out with conscience sedation for $1k flat. I worked in IT/DB at a dentist for a few years and people were paying $2-3k for the same with insurance.
I paid probably a ¼ of that in Germany. If even.
The sedation was probably more expensive than the removal (for me)
Also introduced me to concept of urban development by not having gigantic parking lots like real life America.
To be fair, GTA 5 is in a fictional version of LA, in a fictional California. California has state funded free medical insurance. Which is great for when you get shot in a drive-by or at school; just like the game!