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I got a fine for not getting my bus ticket stamped in Florence, Italy. Apparently if you paid it the same day it was one price and that price doubled after a week, month, etc.

Didn't matter the machine failed when I stamped it because it was out of ink. I even tried to stamp it in front of the officer. He said I could appeal it in person in court. They know tourists aren't going to appear in court to appeal. I felt scammed but after calming myself down and paying the fine the officer apologized and told me in a few words he hated his job.

Discounts on speeding tickets are a thing in my country. Maybe they were from somewhere else and assumed it was a thing there too? 😂

I can’t wrap my head around how people can ignore all those red flags

They use threats and urgency to pressure people into paying faster that they realise it's a scam.

Yeah that's normal in Britain for council and government fines (as opposed to often unenforceable private parking charges). The shitty part is that if you try to dispute it they don't put the timer on hold so you essentially play double or nothing on how strong you think your case is. Lose and you have to pay the full thing. Not bitter at all.

Ha ha, my random text was really vague about what council had issued the bogus parking ticket. By contrast when I strayed into a bus lane one time I got a letter from my council, complete with a very clear photo of me driving my car in said bus lane. And yes, I got a discount for paying right away.

DO NOT REDEEM THE CARD

Favorite type of scammer! Just calling out of the blue and unable to provide details beyond "Give us money!"

“Oh no, that’s terrible. Tell you what, I’ll hang up and call you back using the number on your website and we can continue this conversation.”

We don't get got. We go get.

Its really simple, after some brief paperwork, the loan company starts paying YOU for the privilege of servicing your mortgage.

Call 1-800-74257655 now!

cybersecurity education for school-aged children isn’t doing a great job of talking about online safety

This sentence pretty much sums it up. School's give them a computer, lock it down and put them in a bubble of safe websites and only tell them "there's a virus boogyman who will get you if youre not careful"

I teach IT to seniors and in the last ~3 years the types of digital trouble my students find themselves in has shifted.

We used to spend a lot of lessons talking about phishing scams, link safety, URL verification, etc. Our pop up sessions would involve lots of calling banks to get cards cancelled after mistakes were made.

But now my lessons are on "oh, that one is a real Toll text, you should have paid that, I know they used to send them in the mail and this text looks like a scam, but that's how they do it now, and you really do owe that money to the police, that's why you're getting phone calls from the police, it's not a spoofing scam, you missed a real toll notice, I'm so sorry, it was buried in your spam folder"

Older people got the memo about scams and they got block happy, now they ignore real notices.

I've done the same thing, I was getting texts for parking fines and permit renewals and I don't have a lisence because I'm visually impaired so obviously a scam.

Only I forgot that when I was 16 grandma gave me her old car, I was like "the fuck do I do with this" so I gave the keys to my little brother and moved out.

15 years later, turns out the car has been in my name the whole time, which makes sense, I don't remember signing anything about the car ever. My brother had no idea his permit was even expired because they were sending the text to the owner contactvia the car rego, not the drivers contact details my brother provided, and because I'd been ignoring the texts it took a while to iron out with the council, especially because my brother and "my" car are not just in another state, but another territory.

At least I kept two of them busy for about 20 minutes so they couldn't scam other people at the same time

They will scam other people anyway, just 20 minutes later.

I got one of those calls when I got in the car to go home from work. Since I'd be bored I kept him on the line, pretending I was a really old guy who had to walk to get to the computer and boot it up slowly. Strung him along for about fifteen minutes before traffic eased up and I had to focus more on driving.

When I told him I was bullshitting him he swore at me and hung up.

This isn't even cyber security IMO. It's just social engineering and doesn't require any kind of technical knowledge to understand or avoid.

Unless you're dealing with mafia loansharks or something, there isn't often immediate urgency on any kind of payments. And even if it is a loanshark, you'll likely have an idea of the debt before being approached about it.

And government services take payments in the form of legal currency through direct means. Cash, cheques sent to a specific address (inside the country), bank transfers. Not gift card codes sent over the phone or chat.

If it's legit, they'll also know your name and other information. Though just because they do know information doesn't mean it's legit because they might have gotten your phone number with a name and other information attached. So use this as a way to rule out those who don't know (in my experience they tend to just give up if they ask your name and you point out they should already have that information if there's a warrant or whatever bullshit they are trying to tell you).