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As long there is no Mass Genocide and Mass Death of Owner,the only possibility would be a to high Interest Rate that forces home owners to sell.
All the Possibilities
How would a high interest rate help? My mortgage is locked to a fixed rate.
Given that most modern construction has a mortgage with some bank, a "Mass Death of Owners (and their descendants and families)" would just make the homes pass on to be property of the bank.
But the bank will now have a glut of properties to sell or rent out, and far fewer people competing to buy them, so prices would drop.
Sadly, they will just claim bankruptcy and we will bail them out... again. Eat the rich.
Interesting fact, the Black Death in Europe gave an opportunity to peasants to get a better life. The ruling class did what the ruling class always does, and try to prevent the peasants from getting a better life. Thankfully, the peasants realized "Fuck this. We have power and we're going to wield it."
How the Black Death made life better
What can the Black Death tell us about the global economic consequences of a pandemic?
Social and Economic Effects of the Plague
Effects of the Black Death on Europe