this post was submitted on 21 Aug 2023
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Considering how crazy expensive accommodations have become the last couple of years, concentrated in the hands of greedy corporations, landlords and how little politicians seem to care about this problem, do you think we will ever experience a real estate market crash that would bring those exorbitant prices back to Earth?

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[–] [email protected] 3 points 1 year ago (1 children)

Yes. And I think soon. Student loan repayments will force people to make tough choices. I think people got into very large mortgages because they could afford it without the student loans, and likely expected rates to drop before the loans restarted.

Those people will probably have to move, possibly short selling the home (where the bank takes your home and sells it for what it can get, clearing your debt in the process even if it's less than your mortgage).

This kind of stuff happened in 2008, and I just saw a graph showing housing slightly less affordable now than then.

[–] [email protected] 4 points 1 year ago (1 children)

Lmao what universe are you living in where people with student loans own homes.

[–] [email protected] 2 points 1 year ago

I work at an engineering firm and my coworkers and myself all own homes with student loans. I'm not saying it's a high percentage of people with student loans, but there's definitely a sizable number.