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I have two numbers, both VoIP. Anyone can call or text me, they don't need to do anything other than dial the number. I even get texts from my bank.
The data cap auto renews and doesn't expire. For me, 1gb lasts 2 or 3 months. I don't recall what it costs but it's dirt cheap.
VoIP is cheap because it uses the internet instead of the cell network. There is almost no costs to operate the device.
As for privacy, VoIP is a little more private than cell service. I had to disclose my ID and cc but that happens with most cell service. I'm not being triangulated by cell towers. My texts are being set to my email and deleted off the VoIP servers.
Jmpchat is a VoIP service with a lot more privacy but it's currently out of my price range.
I'm happy to answer more questions.