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How much do Americans actually pay for healthcare? (pawb.social)

submitted 4 months ago by [email protected] to c/[email protected]

220 comments fedilink hide all child comments

Hey all, I'm British so I don't really know the ins and outs of the US healthcare system. Apologies for asking what is probably a rather simple question.

So like most of you, I see many posts and gofundmes about people having astronomically high medical bills. Most recently, someone having a $27k bill even after his death.

However, I have an American friend who is quick to point out that apparently nobody actually pays those bills. They're just some elaborate dance between insurance companies and hospitals. If you don't have insurance, the cost is lower or removed entirely. Supposedly.

So I'm just asking... How accurate is that? Consider someone without insurance, a minor physical ailment, a neurodivergent mind and no interest in fighting off harassing people for the rest of their life.

How much would such a person expect to pay, out of their own pocket, for things like check ups, x rays, meds, counselling and so on?

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[–] [email protected] 2 points 4 months ago (1 children)

how are you paying less than $10 a month and getting free dental?

[–] [email protected] 1 points 4 months ago* (last edited 4 months ago) (1 children)

That’s what my employer offered I guess 🤷🏽‍♂️ when I was a university teacher I paid zero for deductibles but they took out like 100$ pre tax every month IIRC. Right before I quit they started charging for copays and I was pretty pissed.

[–] [email protected] 1 points 4 months ago (1 children)

in the United States?

[–] [email protected] 1 points 4 months ago

Yeah, I’ve only worked in the US.