Off site backup for your existing data, in case of disaster.
Sorry to burn $200, but you'll thank me later when disaster strikes... living in an area where five neighboring cities all burnt to the ground in the course of 24 months (in the three worst wildfires in California history, back-to-back-to-back)... I have experience here.
If you backup /obb's, it usually won't. From Android 1.0 - 11, that should be fine.
The hard part is with newer Androids that block access to the /Android/data/obb trees.