Spotify is the only service I actively use. I'm not big on music fidelity, so for my purposes, it provides value.
The Hulu and Disney+ bundle because my mom and girlfriend use it, and it's not worth convincing them to use my Jellyfin server.
Prime Video, just because I have Amazon prime, but I don't think I even have the app installed on any of my devices.
These days, if I'm watching something on my own, I don't even bother looking for it on streaming apps. I just legally acquire a Blu-ray copy and add it to Jellyfin.
Right. If you want to debate with people you have a rapport with, great. But if you're just being a contrarian and only talking about why you don't like something other people enjoy, they're gonna think you're a dick.