Melchior

joined 3 months ago
[–] [email protected] 1 points 3 hours ago (1 children)

Das Stichwort im Entwurf ist Altervorsorgdepot und es gibt die Möglichkeit den Anbieter zu wechseln. Es gibt noch viele Möglichkeiten zur Abzocke, aber es gibt genug Banken und durch europäische Aktien auch wenigstens eine relativ kostengünstige Möglichkeit zu investieren. Wenn die Zertifizierung der Fonds einfach ist, dann kann das wirklich was werden.

Mit anderen Worten, das ist quasi das 401k der USA auf deutsch.

[–] [email protected] 1 points 3 hours ago

@[email protected] hat netter weise den Referenzentwurf gepostet. Da wird von einem Altersvorsorgedepot gepsrochen in dem in bestimmte Fonds und sogar europäische aktien investiert werden kann. Aus dem Entwurf:

Für die Durchführung der Vermögensanlage des Altersvorsorgedepot-Vertrags gibt es nach Nummer 3 prinzipiell zwei Möglichkeiten: Entweder trifft der Altersvorsorgende selbst die Anlageentscheidungen, oder er entscheidet sich für eine Anlagestrategie des Anbieters, der sie im Rahmen der Finanzportfolioverwaltung ausführt. Die Anlagen des Vertrags wer- den dabei immer vom Anbieter erworben. Nummer 4 schließt eine Kapitalgarantie im Al- tersvorsorgedepot-Vertrag aus.

[–] [email protected] 2 points 1 day ago (5 children)

Nein, du darfst laut dem Gesetzentwurf frei in Fonds, Anleihen und Einzelaktien investieren. Du kannst halt bloss kein Geld von Depot abheben, bis du 65 bist. Das klingt schon wirklich gut.

[–] [email protected] 0 points 2 days ago

The article does not talk about the Budapest Memorandum at all. So have you read the article?

[–] [email protected] 1 points 3 days ago

I see the argument with the Budapest Memorandum everywhere and it is just not true. If it were true, all parties would have broken it, when Russia took Crimea. That would make all the actual security guarantees, which have been given to Ukraine for the time after the war worthless, while questioning NATO and the EU as alliances, with two of the most powerful members not actually delivering the protection they promised. So I find it very relevant to point this out.

[–] [email protected] 8 points 3 days ago

The company is called For of Europe and they have pretty much everything in Europe these days. For example the Ford Focus was developed in Europe. So it really is just the brand. Everything else is pretty much European.

[–] [email protected] 5 points 3 days ago (2 children)

Also nobody agreed to protect Ukraine for giving up nukes. This is the text:

  1. Respect the signatory's independence and sovereignty in the existing borders (in accordance with the principles of the CSCE Final Act).
  1. Refrain from the threat or use of force against the territorial integrity or political independence of the signatories to the memorandum, and undertake that none of their weapons will ever be used against these countries, except in cases of self-defense or otherwise in accordance with the Charter of the United Nations.
  1. Refrain from economic coercion designed to subordinate to their own interest the exercise by Ukraine, the Republic of Belarus and Kazakhstan of the rights inherent in its sovereignty and thus to secure advantages of any kind.
  1. Seek immediate Security Council action to provide assistance to the signatory if they "should become a victim of an act of aggression or an object of a threat of aggression in which nuclear weapons are used".
  1. Not to use nuclear weapons against any non - nuclear-weapon state party to the Treaty on the Non-Proliferation of Nuclear Weapons, except in the case of an attack on themselves, their territories or dependent territories, their armed forces, or their allies, by such a state in association or alliance with a nuclear weapon state.
  1. Consult with one another if questions arise regarding those commitments.
[–] [email protected] 4 points 3 days ago

oder Banken Steuergelder schenken.

[–] [email protected] 5 points 3 days ago (1 children)

I believe the war Russia is fighting against NATO has so far not killed a single NATO soldier, but thousands of Russians. If this is the war Russia wants to fight with NATO, NATO would be stupid not to keep it going. At this point the Soviet era weapon stockpiles are nearly empty, they need to buy shells from North Korea, the Russian economy is pretty much a full on war economy, which means collapse as soon as the war ends, while Russia debt auction run into serious problems and the sovereign wealth fund is running empty.

The only thing the West needs to do is to keep sending aid to Ukraine for another two years or so. That will kill Putin's Russia. It might even happen earlier.

[–] [email protected] 9 points 3 days ago* (last edited 3 days ago) (6 children)

No! Ukraine had nukes until 1994 and when Ukraine gave them up in the Budapest Memorandum not a single one of the countries agreed to protect Ukraine. Unless by protection you mean calling the UN security council, which both the US and UK did.

https://en.wikipedia.org/wiki/Budapest_Memorandum#The_Budapest_Memoranda

EDIT: Also the EU is not the US, UK or Russia.

[–] [email protected] 2 points 4 days ago

Ein Bus fährt gerne mal 80.000km im Jahr, das geht natürlich aufs Material. In Hamburg sind die ältesten Busse von 2004, also 20 Jahre alt. Wobei die meisten schon nach 15Jahren aussortiert wurden. Soll heißen bei gleichem Budget und doppelt so teueren Bussen musst du in 10Jahren 2/3 bald kaputte Busse in der Flotte und darfst Großbestllungen aufgeben.

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