Memes

Then the government owns it after that.

She got a place to live.

Motherfucker that's called rent.

Not to say that the deception is shitty, but she'd be in the same situation as if she rented a place. It's a little out there to expect equity when all you did was cohabitate for a period, it's the exact same thing as renting a room or something.

Because when they break up she has nothing and he has her money in the form of equity. Splitting consumption bills is obviously good, but splitting a mortgage where one party gets it all is far less cut and dry.

The person renting (man or woman, if the situation was reversed on gender) has no responsibility for maintenance or liability to the house. If the renter is paying rent, they should also have no responsibility to pay for any house maintenance. Roof needs replacing? Homeowner pays, renter pays nothing. Fridge goes out? Homeowner pays, renter pays nothing. Mail carrier slips on ice and sues? Homeowner need to defend themselves, renter pays nothing. If the renter wants to break up and move to Alaska, renter can do exactly that with 30 days or less notice. Homeowner would need to go through all the trouble of evicting and selling the property to do the same.

My gf pays half the mortgage. She lives here. She uses everything. She helps with bills. This is a lot less expensive than if she were paying rent elsewhere.

She also didn't contribute to: new fridge, new kitchen floor (damage from old fridge), new bathroom ceiling (mold damage), new driveway, new garage, tree removal and trimming, new door (that broke when she failed to latch it in high wind), and all other house stuff.

asking half the mortgage when the burden of all the rest is on you is not asking a lot.

We specifically split the interest portion of my mortgage. It changes every payment obviously, so we just rounded it and adjusted it every year or so.

5 years later we’re getting married, so it’s all moot.

It's obviously all a made up scenario, but imo time is a significant factor here. If she lives there for three years then it's likely that she's helped with repairs etc, so imo should be entitled to equity in some respect.

Seems a bit shit to treat a partner like a roommate.

Your husband.

That's commitment and with it comes a lot of decision, one of them whether to keep money separate, pool together or just have one account altogether.

But unless that commitment is made, expecting ither half to be responsible and pay for their shit - unless agreed otherwise beforehand - is to be expexted.