this post was submitted on 07 Oct 2024
1 points (100.0% liked)

Microblog Memes

5570 readers
68 users here now

A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.

Created as an evolution of White People Twitter and other tweet-capture subreddits.

Rules:

  1. Please put at least one word relevant to the post in the post title.
  2. Be nice.
  3. No advertising, brand promotion or guerilla marketing.
  4. Posters are encouraged to link to the toot or tweet etc in the description of posts.

Related communities:

founded 1 year ago
MODERATORS
 
top 50 comments
sorted by: hot top controversial new old
[–] [email protected] 0 points 1 week ago

Maybe if you can't afford to pay premiums that allow you to have an IRM, just ~~don't indulge in expensive illnesses~~ die already.

[–] [email protected] 0 points 1 week ago (2 children)

Sometimes the Frank is an AI that is wrong 90% of the time. That's fine, because reasons.

[–] [email protected] 0 points 1 week ago

Sometimes the Frank is an AI that is wrong 90% of the time. That's fine, because ~~reasons~~ $$$.

[–] [email protected] 0 points 1 week ago

I fucking wish. At least then I wouldn't have to be put on hold for 30 min just to have to eventually explain to a person who was hired 3 weeks ago how to do their job.

Private insurance always has you speak to an actual adjuster for authorization, mainly because they know any sort of automated system would be more accurate and faster than having you talk to their undertrained and understaffed employees.

Private insurance's goal is to erect as many barriers between the provider and the patients as possible, and then blame the provider for all the barriers. It works every time.

"I have the best insurance, they told me it would be covered". Nope, Medicare is the best insurance and you traded that away for a privatized Medicare supplemental that lies to you about your coverage.

[–] [email protected] 0 points 1 week ago (6 children)

Frank didn't even look at it. He just fed your claim into their computer and it spat out a rejection.

load more comments (6 replies)
[–] [email protected] 0 points 1 week ago (1 children)

The health insurance company has little motivation to care about your health, but doctors have little motivation to care about money and money is actually important too. Ultimately you end up paying for all that unnecessary testing and there has to be some mechanism for controlling cost.

With that said, one time I was appealing a rejection of home care for my grandfather and I mentioned that his condition had declined and he was currently in the hospital. The guy from the insurance company said that clearly someone in a hospital doesn't need home care and so my appeal should be rejected and I should file a new claim (which can take months) after my grandfather was home again. The arbitrator didn't agree with that (although she said that she could postpone the hearing until he was discharged if that was what the insurance company wanted) but I was still so angry.

[–] [email protected] 0 points 1 week ago

That study is idiotic. It's literally an embodiment of the joke: "You could have found it faster if you looked in the last place first".

Standardized triage testing has been shown over and over to save many more lives than doctor intuition alone. Just because a test rules out a diagnosis doesn't make it "unnecessary".

[–] [email protected] 0 points 1 week ago

The private for profit health insurance industry - because what could make number go up better than a (LEGALLY MANDATED) do nothing middle man who's only purpose is to take your money and ensure as little as possible is spent on healthcare sitting between you and not dying?

[–] [email protected] 0 points 1 week ago

Yes I would like to change this, too. Who do I vote for to make this happen? Just kidding I don't have access to $10B of "free speech."

[–] [email protected] 0 points 1 week ago (1 children)

I love how the insurance company, the party that has no medical expertise whatsoever, gets to unilaterally decide how much that MRI will cost you today.

[–] [email protected] 0 points 1 week ago (2 children)

The sad thing is they do hire some licensed healthcare professionals to fall back on when appealed. They just look for the least compassionate MDs to rubber stamp denials.

load more comments (2 replies)
[–] [email protected] 0 points 1 week ago* (last edited 1 week ago) (3 children)

Had my buddy over who brought over his incredibly questionable 30yo brother who shared some real incel levels of talk. He used my bathroom and asked if I wore tampons since a pack was visible. Like bro, I have a wife and a daughter.

Anyways, that guy works in health insurance!

I don't know how much decisions he can actually make. But that dude has a middle-level education about sex ed and struggled to explain what a period is. And he is one of the barriers to approving/rejecting your health care.

[–] [email protected] 0 points 1 week ago

“You want me to whip out my dick and slap you with it since that was the stupidest question I’ve heard?”

[–] [email protected] 0 points 1 week ago* (last edited 1 week ago)

You should see what @[email protected] wrote in this very thread. You basically just answered their question about what this industry must do to a person's ability to empathize and be a decent person to others. Or in this case, maybe lack thereof is a job requirement?

load more comments (1 replies)
[–] [email protected] 0 points 1 week ago (4 children)

i have a friend who's a transplant patient and has been taking the same meds for over 10 years post transplant-- every year it's a furious battle with insurance who, every year, decides the meds are no longer "medically necessary" and drops coverage for it. fucking helloooo these are anti-rejection pills, the textbook definition of "medically necessary."

it's not that insurance companies are stupid, it's that they're saving money on people dying when those people don't get what they needed to live.

insurance is the biggest fucking scam of all time

[–] [email protected] 0 points 1 week ago

The insurance system does not work in the medical field, it would never work because insurance is for managing risks that are unknown, like a house flooding or your car getting hit in an intersection.

In medical "insurance" it is often dealing with known issues, and the insurance system is just not set up to deal with preventative care, annual check ups, mammograms, blood tests, or pre-existing conditions. It would be like trying to use car insurance to pay for an oil change, which is just as ridiculous as it sounds in your head.

That's exactly why the term "insurance" should be used when discussing a single payer system, it's not really insurance, it should be a collective action group that works together with the medical community to find a middle ground where hospitals can still exist and pay wages to their staff, the people can get the medical care they need without getting thrown into poverty for daring to get sick, and the government benefits from having a healthier population as a whole.

Too bad theres way too much money in the short term in keeping this all private, and having a sicker population, so we have decades of insurance company propaganda to work against, and a huge population of people that don't understand that by doing single payer health care your taxes would go up, but you also wouldn't be paying out the nose for medical insurance & medical care (because they don't cover anything). Also think of a world where your health care isn't beholden to your employment, all the different choices you'd make in your life.

[–] [email protected] 0 points 1 week ago

I have a chronic condition that requires expensive medication. Every. Single. Year. I have to fight insurance to renew the prescription. I went without for months the first time and ended up needing a far more expensive surgery to fix the damage it caused. I was already pretty left-leaning before my diagnosis, but now I don’t believe there is any justification for private anything in healthcare. It’s a completely morally bankrupt business to be making money off of people’s unavoidable suffering.

load more comments (2 replies)
[–] [email protected] 0 points 1 week ago (5 children)

I work for a neurologist practice, and the amount I have to argue with insurance (and inevitably have to get the neurologist on the phone to directly request something for many) is insane. A good chunk of my job isn't providing care, but arguing with insurance that the care is necessary. These companies are actively delaying patient care, and try to blame the physician whenever possible.

Wildly infuriating, especially when the denials are worded along the lines of "we reviewed this, and don't consider it medically necessary". Motherfucker, a doctor said it was necessary and listed the clinical reasons why this test or procedure would be beneficial. Nothing has radicalized me for universal healthcare more than working in healthcare.

[–] [email protected] 0 points 1 week ago (3 children)

On the flip side, I can't imagine being the person arguing for the insurance companies makes them a better or happy person in the long term. Being a devil's henchman, over time it must destroy important parts of them like empathy, trust in people, and their basic human decency. Virtues that are needed now more than ever in society.

[–] [email protected] 0 points 1 week ago

Well yeah that's why they keep doing it

load more comments (2 replies)
[–] [email protected] 0 points 1 week ago

And some doctors themselves will be hesitant to give care that might not be provably required beyond all doubt but is objectively prudent.

[–] [email protected] 0 points 1 week ago (2 children)

How is that even legal? How is someone who hasn’t examined the patient and isn’t their physician allowed to make treatment decisions? If they even have the necessary qualifications.

[–] [email protected] 0 points 1 week ago (1 children)

Because of money!

Every time you see something that feels illegal but isn't, or that makes no sense in general, look for the money trail. There's always one, and it always leads to the explanation.

In this case, insurance companies have made such an absolute ass ton of money by killing off their customers that they have become a political entity. They now use their deep pockets to lobby politicians to keep their scam legal.

load more comments (1 replies)
load more comments (1 replies)
load more comments (2 replies)
[–] [email protected] 0 points 1 week ago (4 children)

Can someone explain how universal healthcare would solve this issue? It seems like an additional problem beyond the fact that prices are gouged based on insurance that not everyone has. On top of that bullshit, insurance does this stuff. What about universal health care, if implemented tomorrow in the US, would make it different?

[–] [email protected] 0 points 1 week ago (1 children)

There wouldn't be an insurance company to tell you no in a single payer system

[–] [email protected] 0 points 1 week ago (3 children)

Damn. That's gonna be really hard to get to in the US. Several steps at least. I'm guessing the next step that we can work for is just guaranteeing universal coverage. But there's gonna be bloody battles over just removing an entire industry from the US market in our lifetime. So I guess this problem is here to stay, even if we're lucky enough to get guaranteed coverage regardless of employment.

load more comments (3 replies)
[–] [email protected] 0 points 1 week ago* (last edited 1 week ago) (1 children)

There wouldn't be a for-profit middleman taking billions out of the system for themselves yearly.

Critics point out that government-run healthcare would be less efficient and would also have to draw the line in approving/denying care somewhere too, but I can only imagine that it would pale in comparison to the insurance companies who have a profit-motive to screw you over.

Supporting this assumption is the fact that Americans already spend way more on healthcare than other countries, even those that already have universal:

So, basically we're all overspending solely to make insurance companies rich.

load more comments (1 replies)
load more comments (2 replies)
[–] [email protected] 0 points 1 week ago

The cruelty of the US American for-profit health system is what should be uniting all US Americans in protest, riot, and violent overthrow of the current system.

load more comments
view more: next ›