this post was submitted on 29 Apr 2024
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The same is true in the US, I invest my HSA funds, and I can sell if there's a major medical emergency or something. The main issue is having to pay for insurance regardless of employment, but ACA subsidies are pretty good for that (I was unemployed for the better part of a year and paid very little).
IMO, if you're middle class, it's largely a wash.