Memes

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A meme is an idea, behavior, or style that spreads by means of imitation from person to person within a culture and often carries symbolic meaning representing a particular phenomenon or theme.

An Internet meme or meme, is a cultural item that is spread via the Internet, often through social media platforms. The name is by the concept of memes proposed by Richard Dawkins in 1972. Internet memes can take various forms, such as images, videos, GIFs, and various other viral sensations.

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Laittakaa meemejä tänne.

Odota ainakin 2 kuukautta ennen meemin postaamista uudelleen
Ei selkeän poliittista sisältöä (poliitikoista, poliittisista tapahtumista, vaaleista jne) parempi paikka esim. [email protected]
Merkitse K18-sisältö tarpeen mukaan

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I'm working on it, ok? (lemmy.world)

submitted 8 months ago by [email protected] to c/[email protected]

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[–] [email protected] 4 points 8 months ago

You will never make more interest on an investment than you will get charged interest for the same amount as a loan. Ever. It does not happen.

This is barely more accurate than a coin flip. Until 2021, it wasn't that difficult to find loans with rates under 5%. Anything under 4% is basically free money and you're normally better off investing in something low risk than to pay extra.

So for me to sit on money that could go towards paying down debts, I'm just needlessly paying more in interest than I would be otherwise.

If you don't have any emergency funds, or not enough to cover a single large emergency, this is dumb. Cars break, roofs leak, etc. Even if you have an emergency where you can pay on credit, you'll likely be looking at credit card interest rates. Or, you lose your job. Fun fact, most job loses occur when the economy is struggling. Another fun fact, most investments are doing really fucking poorly when the economy is struggling.

Keep some money on hand in case something happens.