this post was submitted on 15 Mar 2024
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I was tricked by a phone-phisher pretending to be from my bank, and he convinced me to hand over my credit-card number, then did $8,000+ worth of fraud with it before I figured out what happened.

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[–] [email protected] 3 points 8 months ago (1 children)

Hold on the scammer could spend 8000 usd without even knowing the card's PIN number?

[–] [email protected] 3 points 8 months ago (1 children)

It's a credit card, they don't typically have pins like debit cards do. They do have a 3 digit CVC code on the back, but 3 digits is pretty easy to get just by brute force guessing.

[–] [email protected] 10 points 8 months ago

Three digits is not that easy to get by brute force. It'll be locked for fraud pretty quickly.

However the CVV is usually only required for card-not-present purchases. One way around that is to imprint the number onto their own magstripe card and run it as a card-present transaction.