I'm lucky my banking app works (GrapheneOS), as it's now requiring 2FA with the app anytime I login on the browser. Can't use an actually secure form like TOTP. At least they now allow passwords over 8 characters (yes, serious).
(Meme in comments)
this post was submitted on 07 Mar 2024
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When you root, you're creating more flags for apps to detect, so you have to put in more effort to hide them all. That means a greater likelihood of something being detected if you missed it. It's a trade off. You do have to learn a bit about what you're doing and do some trial and error.
But the greater point is, if banking apps and wallet are important to you on that specific phone, you can either root and put in the effort to make it work, root and just do all that stuff from a browser, or not root at all.
Yeah, it's annoying, but it isn't the fault of Magisk or the rooting community, it's Google and your banks fault for actively punishing you for using your own device the way you like.
Personally, I have two phones now. My main one is rooted, and if I need an app that breaks on root, I pull out the "clean" one (my old phone after factory reset). Use a hotspot if mobile.
For me it's important that my banking works (so far they haven't complained about unlocked bootloader, only about root) but Wallet is just nice to have. And that doesn't work with unlocked bootloader but did work with root. I guess it's no root for me since I haven't managed to juggle them both.
Sucks that Google is doing this. I don't even have root and they are complaining. Makes having a custom rom annoying sometimes.