I'm lucky my banking app works (GrapheneOS), as it's now requiring 2FA with the app anytime I login on the browser. Can't use an actually secure form like TOTP. At least they now allow passwords over 8 characters (yes, serious).
(Meme in comments)
this post was submitted on 07 Mar 2024
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Even worse still: many online banking services require you to connect to Google, basically through the back end captcha system. You never have to solve the puzzle or click on traffic lights, but they do still associate you and your web browser with having an account with that bank.
However also, you can often use root with banking apps, you just have to set it up right. Configure Magisk to operate in the Zygisk domain with a deny list, and add the apps to that.