this post was submitted on 05 Mar 2024
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You can also borrow against it sometimes. Basically b3ing a low interest loan to your self with the fees being lower than the penalties
You have to pay it back within 5 years, though.
100% its a loan. Useful for things like down payments or cars, etc. Things that help you save money/make money reliably enough to pay it back.
Still better interest then any other loan too
Or have to pay off the entire loan within a year of leaving the job