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Wyze says camera breach let 13,000 customers briefly see into other people’s homes
(www.theverge.com)
This is a most excellent place for technology news and articles.
There are onvif cameras (IP camera standard that lets it work with any software) that are as cheap as Wyze. Plus many have microsd so they can work without any network.
Again you're completely right. I'm just saying that when it comes down to it, 99% of folks are not going to host their own system. And in my personal, specific case, I judged the rewards to heavily outweigh the risks, which ended up being correct. YMMV.