this post was submitted on 15 Feb 2024
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The numbers will determine your fate (lemmy.world)
submitted 9 months ago by [email protected] to c/[email protected]
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[โ€“] [email protected] 1 points 9 months ago (1 children)

All of that is technically true, but still kind of a shit policy

Your complaint is with lenders then, not credit agencies. If someone misuses a tool, its not the fault of the toolmaker, but the person using the tool. Would you blame a hammer manufacturer because it is really crappy at driving in screws? I would hope not. You'd be upset at the person using the hammer to try to hammer in screws.

[โ€“] [email protected] 1 points 9 months ago

Your complaint is with lenders then, not credit agencies.

If the credit agency adjusts your score downward and then reports me out as "less credit worth" then my beef is the business that is effectively slandering me.

If someone misuses a tool, its not the fault of the toolmaker

If the tool reports inaccurate information, the toolmaker is at fault.