this post was submitted on 03 Feb 2024
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Mildly Infuriating

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[–] [email protected] 33 points 7 months ago (3 children)

I had shitty insurance when I worked for a major retailer, and I had to go to the ER.

My copay was $300 plus 40% of the bill.

Turned out uninsured people making under $100,000 a year got a 90% discount at that hospital, so it was actually more than 4x the cost because I was insured.

[–] [email protected] 19 points 7 months ago (1 children)

Don’t protect the major retailer. Who screwed you

[–] [email protected] 2 points 7 months ago

I've shared enough specifics about my various careers on here that saying exactly who I worked for at different periods of my life can really narrow down my identity.

[–] [email protected] 14 points 7 months ago

That is beyond fucked

[–] [email protected] 7 points 7 months ago (1 children)

Might be cheaper to buy the equipment at that point.

But seriously: That is not at all what the insurance pays. Prices are ridiculously inflated to give ridiculous discounts to greedy companies. Patients and Doctors get the short end of the stick.

[–] [email protected] 4 points 7 months ago

The insurance didn't pay anything at all.

They negotiated the rate down massively, and then required me to pay 40% of the sticker price, so they get away paying nothing despite getting 500 a month in premiums between me and my employer.