this post was submitted on 14 Dec 2023
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Starting with a small loan of $10 million, at 8% return, invested for 60 years, is all that is needed to be a billionaire.
Get rich parents that will loan their newborn $10 million.
Here in Norway, a few years back, almost every news outlet had "guides" on how to buy your first apartment/house (buying a home became an integrated part of our economy after the war).
It was in the style of "if I can do it, anyone can"-interview with someone that just recently had bought their first home. The articles started pretty tame with clever tips where the boy/girl made coffee/lunch at home and saved a miniscule amount of money. Sure. Nice tips on how to save money.
Then it usually escalated to get your parents to buy an apartment, rent it out and keep all the rent income while living for free at home. After a while, sell the apartment and buy a new one.
Pretty fucking horrifying that journalists thought: "yes, this is a good article to print. It will help people!"
That reminds me of this savings plan from 10 year ago that McDonalds and Visa created to show people how you can live on ~$20k per year:
They forgot to include food, among other wild inaccuracies. I love it when corporations give helpful savings tips.
Source
$20 month health insurance! They were really banking on Obamacare
My health insurance costs 842€ a month. I pay half of it, the other half my employer. So I am quite impressed with the $20 from the estimation.
But why do two jobs? Won’t people do a better job concentrating on one thing and getting $2000 for that, instead of gaining experience in two different areas at the same time?
It's because McDonald's was trying to make an excuse that paying people US Federal Minimum wage (7.25$/hr since 2009, it's still that in 2023) is enough to live on, and utterly failed, even while holding both a 40h a week and 30h a week min wage job. I guess they expect fast food employees to use to make their own fast food while they're there as their food budget.
It was a case in point in 2013, rent and all expenses are way up since then. People aren't going to make a living or have any savings at all, probably accruing more debt even with 2 jobs and less than the minimum of expenses.
Two jobs!?
That's right, it's not too late to get adopted by an oligarch