this post was submitted on 13 Dec 2023
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[–] [email protected] 23 points 9 months ago (3 children)

So are all PayPal users trans, or just dumb cuz they use proprietary software?

[–] [email protected] 62 points 9 months ago (3 children)

What? This meme is about a transaction between two trans people but that doesn't mean all Paypal users are trans. But I agree that PayPal is proprietary software and should be banished. I will delete my account now. I planned to do it for a while but haven't got around to it yet

[–] [email protected] 11 points 9 months ago

I assumed that this is supposed to be the norm, but yeh, funny meme. Good luck with getting your account removed.

[–] [email protected] 8 points 9 months ago

I will delete my account now.

this is really funny to me but I don't know how to explain why

[–] [email protected] 1 points 9 months ago

I never had a PayPal but I know my dad did and he very strongly recommended I don't get one, that they are bad for a lot of reasons, so I just never got one.

[–] [email protected] 45 points 9 months ago (2 children)

Are you dumb because the device you're on uses proprietary firmware?

[–] [email protected] 5 points 9 months ago* (last edited 9 months ago) (2 children)

Naw, the meme just makes it appear negative that they don't see what's going on with their money. I I interpreted that as them being ignorant of what happens with their money, yet still use the service. Which yes, I would consider dumb... Just my opinion though, feel free to share yours.

Edit: Oh right, forgot to answer the question. I use graphene OS, so no worries about evil Google snacking on my data. (And Jerboa for Lemmy)

[–] [email protected] 38 points 9 months ago (1 children)

makes it appear negative that they don’t see what’s going on with their money. I I interpreted that as them being ignorant of what happens with their money

To be clear, the meme is that PayPal shows the users' dead names (presumably because the account was set up prior to their transition/legal reasons)

The "I do not see it" is referencing "not seeing" the dead names in the transaction details.

[–] [email protected] 9 points 9 months ago

OOOOh, okay I didn't get that one. Thanks for clearing that up. Actually didn't notice that.

[–] [email protected] 6 points 9 months ago (1 children)

But you didn't replace the proprietary bootloader, did you?

[–] [email protected] 3 points 9 months ago

True, I didn't. You got me there, I'm a proprietary bootloader using, apples feet kissing, winbliws using consoomer... Is it possible to change the bootloader on a pixel 6?

[–] [email protected] 22 points 9 months ago (1 children)

Which open source software can I use to transfer money?

(not crypto)

[–] my_hat_stinks 9 points 9 months ago (4 children)

Why use a third-party at all? It's been trivial to send money via bank transfer for a long time, check your banking app or website and you'll likely find a way to send money with just an account number + sort code. If your country has a system like faster payments the transfer will be near-instant too.

[–] [email protected] 11 points 9 months ago

"bank transfer"

Laughs in US.

[–] [email protected] 8 points 9 months ago (1 children)

America has Zelle which does instant money transfers by email/phone. It's private but it works in my banking app, is totally free, and is instant

[–] [email protected] 14 points 9 months ago* (last edited 9 months ago) (1 children)

Zelle is a private company and not "America" wide. Your bank has to support it.

Otherwise, youre stuck in the paypal/venmo/cashapp loop with the rest of us.

[–] [email protected] 6 points 9 months ago

Yay for private interests lobbying our government!

[–] [email protected] 7 points 9 months ago (1 children)

Banks are proprietary software

[–] my_hat_stinks 3 points 9 months ago (1 children)

Okay? But you presumably do still have an account with a bank or building society, right? So why use a third party when you can request a transfer from them directly?

[–] [email protected] 3 points 9 months ago (1 children)
[–] my_hat_stinks 2 points 9 months ago (1 children)

Ironically enough it's the opposite. Banks answer to shareholders, building societies answer to its members. Building societies compete with banks, if they're unheard of in the US that certainly does explain the state of the US banking system.

[–] [email protected] 2 points 9 months ago

We don't have building societies in the US, but we do have similar institutions called credit unions.

[–] [email protected] 6 points 9 months ago (1 children)

Not in America! Every bank transfer is a series of hoops that is a pain to jump through which take days to update.

[–] [email protected] 1 points 9 months ago (1 children)

You don't have some system like IBAN allowing you to just send money to whichever bank you want within ome or two days (or in real time but with a fucking fee but that's about to change)?

[–] [email protected] 1 points 9 months ago (1 children)

Not a universal one, no. But there is one that a lot of banks use called Zelle.

[–] [email protected] 2 points 9 months ago

Truly, capitalism breeds innovation™