this post was submitted on 23 Oct 2023
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[โ€“] [email protected] 9 points 1 year ago (1 children)

there wasn't a standardized, scientific way to assess lending risk.

Neither is it now. You forgot the 'hidden from public' part.

[โ€“] [email protected] -5 points 1 year ago

They tell u what affects your score right on the credit report! Hahaha What the fuck are u clowns talking about.