this post was submitted on 23 Aug 2023
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You make use of someone's services, you pay for it. If you hate landlords, don't indebt yourself to landlords. I started off with nothing, now I'm a homeowner.
If I'm so fucking clueless, how come I have a mortgage and you don't?
Thanks for solving the housing crisis. I never realized if I just lifted myself up by my bootstraps I could be a homeowner!
Idk, have you tried having rich parents?
Where did you live before you bought your house?
Is that approach available to 40-something single parents working at McDonald's?
I lived in a basement suite, followed by a dump of an old house, before I found a slightly less dumpy old house to purchase in a rural area that most city folk would absolutely hate. This was all before the age of 20. Sold my old house about 7 or 8 years later to a younger man who had a very similar starting plan.
Now I have a 5 bedroom house on two acres. It's not in some heavily populated area, it's out in the country and it's affordable.
Anyway, if you're a single parent over 40 working at McDonald's, you've made far too many bad decisions in life for me to be of any help.
How did you buy the basement suite? Or did you rent it? Almost nobody graduates high school with enough cash to buy a house, so...
Hard disagree. I work as a programmer which pays well enough to be comfortable. The work doesn't suit everyone, and even if it did, we need people doing other things than programming for the world to work! That includes fast food, retail, etc. The cliche is teenagers and college kids, but in fact over half of people making minimum wage are older.
That includes a lot of single parents -- spouse left, now they have to scramble for income even before child support kicks in. They're not all just jackasses you can dismiss with "bah, they made their bed".
My problem with your advice to "just buy a house" is that it's not actionable for at least half the population.