No Stupid Questions
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The big story in my city a while back was a shitty debt collector that stole money from a guy's bank account.
https://www.kgw.com/article/news/investigations/debt-collector-wrongly-wiped-out-bank-account/283-01681963-8fe0-4b44-a57f-c076e4521b22
it's relatively common for some hospital systems to sue patients for non-payment if their bills are high enough.