this post was submitted on 10 Aug 2023
386 points (98.2% liked)
Asklemmy
43946 readers
579 users here now
A loosely moderated place to ask open-ended questions
Search asklemmy ๐
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- [email protected]: a community for finding communities
~Icon~ ~by~ ~@Double_[email protected]~
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
I think the main point is that the policies have so many exclusions in the fine print that you are unlikely to get them to pay even if something does happen. That seems pretty scammy to me. But I guess there is something to be said for the peace of mind you get when you buy it, eh? Even if it's unfounded.
Yup - this is exactly it. I'm entirely certain that there are people out there who have had their financial lives saved from utter ruin via vacation insurance - but I'm also certain (because I've witnessed it myself) that far far more people who think they should be covered wind up in deep shit because their hospitalization came from an accident, or as the result of a crime, or some other edge case that happens to be excluded by the travel insurance policy (and make no mistake, these exclusions are carefully crafted to cover as many potential cases as humanly possible while still sounds decent on paper).