this post was submitted on 22 Apr 2025
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Cyberstuck
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Exactly, pay it off just in time to get a new predatory loan with peanuts in exchange for the trade in.
Semi-related, ask your friends how many of them own their phones vs paying monthly.
That's some dystopian nightmare fuel. Are you sure you're not just quoting a Black Mirror episode?
I would, but I have to work extra. I'm still paying off the pizza I ordered yesterday. That's a joke, but you sent me down a rabbit hole. The things getting financed now are insane. I hope people realize that the money supply is affected by loans and that financing things contributes to inflation.
My best friend last week was stuck in line at the wing shop behind a woman who ordered 60 chicken wings. They gave her the total and she pulled up klarna on her phone. He says it popped up "approved for payment, installments begin 4/23"
For WINGS. A payment plan, for dinner. It's already over.
I'm sorry to hear that.
I bet they're really serious about their payments, too. Once you miss a few, they take you to court. Imagine being about to bite into a chalupa when the sheriff yanks it from your hands and informs you that Klarna has put a lien on it. He puts the chalupa in its own locking cubby, in a large plexiglass case full of other impounded items in the restaurant. You quickly open the app and make a payment. He receives a phone call and then retrieves your chalupa from the transparent lockers. He hands your chalupa back to you. Meanwhile, you've just made a payment you can't afford. Some other bill will go unpaid. Also, your APR went up for being a higher default risk. Now everything costs just a little bit more.
This has been an exaggeration, but it's not as far off as I would like.
Right about now is precisely when I wish I had my handy copy of the libertarian dream pasta
Then see it now!
Godspeed to you, you beautiful soul.