this post was submitted on 02 Jan 2025
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I was going to do it as a side hustle, but then I found out that I would have to change the type of car insurance I have, and my rate would go up. If I didn’t and had an accident while delivering, my insurance company would 100% deny all claims - assuming they found out I guess. I wasn’t willing to risk it , and the higher premium cost made it unprofitable.
Honestly, I'm surprised insurance companies don't actively pursue this. Like doing a side gig such as this would very easily increase the possibility of claims because you're on the road, so financially speaking it would make sense for them to try to partner through those delivery apps or Research into whether someone is doing it professionally on the side.
Then again I guess it is more financially Justified for them to just milk your insurance money up until the point that you get into an accident and then deny your claim there for being a gig worker
externalizing costs. vehicle maintenance, insurance, wages... it's all a ruse to get anyone else to pay their overheads without realizing it.
bike time
Must be nice to live somewhere you can bike without high probability of death.
https://cyclingsavvy.org/
Let me be 100% clear. People who commute on bikes in my area are dead. Or they gave up because of a near death experience. I have lived here 18 years, I have seen one regular bike commuter. He caused major traffic backups, which was his safest option, at least they knew he was there. He lasted three weeks. I hope he's not dead. You can not commute on a bike everywhere.