this post was submitted on 14 Nov 2024
51 points (90.5% liked)
Asklemmy
44167 readers
1552 users here now
A loosely moderated place to ask open-ended questions
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- [email protected]: a community for finding communities
~Icon~ ~by~ ~@Double_[email protected]~
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Yes, as a Swede I'd say we have way greater chances of reaching retirement, but it still comes down to saving by yourself if you want to live reasonably while retired.
I set myself a "spending budget" every month. After salary comes in i move what goes to bills and such expenses into a separate account. I divide whats left into 50/50, one half into savings the other to leisure. My savings account is set up to make long term investment into stock groups managed by the bank (unsure if there's an english word for this, we håll them "fonder"). Usually i dont spend all the leisure money either way because i rarely purchase things and whats left when next months salary comes around also goes into savings.
I've been blessed by my parentes to start off with some savings so saving by myself once i started working was also allt easier.
To properly secure your future you need to earn enough money to even be able to start saving. Truly a "society" moment.