this post was submitted on 30 Oct 2024
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cross-posted from: https://feddit.org/post/4262252

A combination of good high-speed internet coverage, high digital literacy rates, large rural populations and fast-growing fintech industries had put the Nordic neighbours on a fast track to a future without cash.

[...]

But Russia’s invasion of Ukraine in 2022 and a subsequent rise in cross-border hybrid warfare and cyber-attacks blamed on pro-Russia groups have prompted a rethink.

[...]

The Swedish government has since completely overhauled its defence and preparedness strategy, joining Nato, starting a new form of national service and reactivating its psychological defence agency to combat disinformation from Russia and other adversaries. Norway has tightened controls on its previously porous border with Russia.

[...]

[Norway's] justice and public security ministry said it “recommends everyone keep some cash on hand due to the vulnerabilities of digital payment solutions to cyber-attacks”. It said the government took preparedness seriously “given the increasing global instability with war, digital threats, and climate change. As a result, they’ve ensured that the right to pay with cash is strengthened”.

[...]

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[–] [email protected] 5 points 23 hours ago (2 children)

GNU Taler to the rescue!

The netherlands are already looking into it: https://www.ngi.eu/ngi-projects/ngi-taler/

The project could be used via paper trail, as far as I understand it.

[–] [email protected] 3 points 11 hours ago (1 children)

Taler e-money is issued with a validity period. One month before the expiration date, you wallet should automatically exchange any digital cash that is about to expire for new digital cash with an extended validity period.

Haha no, thanks. I really don't understand why Stallman stands behind dystopian statist money.

[–] [email protected] 1 points 9 hours ago (1 children)

I think the idea was that you can't hoard anything, and stealing or reusing is harder. But it does make the central management way more powerful than it should be. But it's normal bank standard.

What do you mean with "dystopian statist money"?

[–] [email protected] 1 points 24 minutes ago

Since when keeping the money you earned is "hoarding" and a bad thing?

I think money with expiration period that exists to prevent people from having savings is very dystopian, I don't feel like there is something to explain.

[–] [email protected] 2 points 13 hours ago (1 children)

Woot! It's been a while since I looked into Taler, but I've long held that we should be using it or something like it for digital transactions. I'd love a browser extension that compensates creators for removing ads, for example, and I think this would be a fantastic way to do it. But having it at a national level is even better!

[–] [email protected] 2 points 12 hours ago (1 children)

Yeah, I think so too. It should replace bank transactions completely.

[–] [email protected] 2 points 12 hours ago

I hope someone posts here when/if they decide to adopt it, because I'd love to hear more details about it.