this post was submitted on 23 Jul 2023
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Credit scores are an improvement over white bankers deciding who gets loans. But they're not an improvement over black-owned banks deciding who gets loans. The whites bombed Black Wall Street and then added a less bad (but still bad) alternative.
Of course it's odd. Most people don't see those "two steps back" (white bankers) as connected to the "one step forward" (credit scores from white bankers) because of this gap.
My grasp of history is odd because these two events were decades apart? Why do you think this duration is important?
I haven't stated (and it doesn't matter) who originally created credit scores. The authority figures to whom you're appealing have also criticized credit scores for their racism. So I think it would be more constructive if we discussed the subject matter, rather than each other.