this post was submitted on 19 Jul 2023
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Just about everywhere does that. People love throwing around the charge back option on the internet but it often fucked you over. Some companies use 3rd party payment processors so it can not only ban you from the company you charged back but also anything else using that processor.
@ilickfrogs
@prole
I use privacy.com, free service, let's you create a virtual card for each subscription, then pause or cancel a card.
This way if I cancel Netflix I can also pause the card, if they try and bill be it'd be processed as a failed transaction.
Free teir only let's you make 6 cards / month but after a couple months you should be able to get everything moved over.
(Also cards are locked to the vendor so if the card gets compromised it can't be used anywhere else)
Only time I ever did a chargeback like that was from a health app with virtual doctor visit. App was so bad that I wasn't able to communicate with the person due to crashes every time you type a letter and attachments crashing that they left the call. Took like 4 months but my bank sided with me. Fortunately if they ban me from that app I don't think much is lost lol
Yeah doing a charge back is a last resort and should only be used when you've actually been screwed over and you don't mind the account/service that you're doing the charge back against being permanently banned.