this post was submitted on 22 Jul 2024
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Jesus Christ man ๐ you're looking for a moral angle but there is no moral angle here. A business has the right to design their transactions however they want, even if that design explicitly excludes people like you.
Some people are easy-going, they are more prone to trust, they want to test a product they don't write an essay about it about it they just put their CC info in, try the thing, and cancel the sub if it's not for them. If they forget to cancel i refund their money cause i need a happy customer more than i need 20 bucks. You don't need to call them rubes just because they're invited to the party and you're not.
Hmm, perhaps I'm not explaining this very well. Morality has nothing to do with what I'm talking about. What I'm trying to describe is how I do risk assessment as a potential new customer, and how that affects creating client relationships for a business.
What I am saying is that you should be considering the risk tolerance of your potential customers. Sharing financial information on the internet is always a high-risk action, especially when you don't have an existing relationship with the person or organization that is collecting that information, where there cannot be trust yet. People who readily take such actions can be accurately described as "rubes" because they don't spend enough time thinking about risk.