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So, we have a reasonable house but one that still needs a lot of work. I had a dream that someone offered us a million dollars for it in a forced sale because there were apartments to be built on our block, and I realized that wouldn't be enough. I wouldn't move out of our house for a million dollars. I want to live here.
If we got stupid money, I'd do all the stuff to the house that we want to do. I think we'd travel more too.
Having been both so poor I was homeless and now firmly middle class and everything in between - there is lifestyle creep with more money. We have done some of the stuff to the house that it needs, we host family holidays and parties, it costs money; we have two cars, not one, pets, occasional trips to the beach with a hotel stay instead of just for the day.
But the curve of this lifestyle inflation flattens as we approach our ideal, if that makes sense. There is a point where more just isn't better. We are so close to it now.
So if the money was infinite, but couldn't be distributed to others as charity, I think we would retire, travel, improve the house, get new cars (well, husband would, I love my car). Not move, not live super large, not eat much differently.
Either that, or I would open a little bar in my neighborhood, give up the dream of leisure and make it a wonderful, welcoming place with great drinks and food, start a business as my kids all are almost grown. That's more likely, I am not so good at slowing down.