this post was submitted on 10 Jun 2024
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I interact with my insurer, over the phone, through an intermediary. And of course I pay them. The only info they have is pii and financial. My driving history and score is available from the state.
My last at least two cars likely report highly detailed driving info to their manufacturers, and I really can’t do anything about it. I care enough to click “no” wherever I can but not naive enough to believe it
However my current vehicle manufacturer also does insurance. If you use their insurance, you are letting them rate your driving by every little minutia. They are less likely to sell this data because they have a product that it’s a differentiator for: it’s not in their best interest to give competitors their competitive advantage