this post was submitted on 10 Jun 2024
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Why do you have an app for that?
I have USAA, and if you use that app you’re eligible for discounts on your insurance.
Discount on my insurance.
I'm inclined to think this should be illegal because it could lead to a situation where insurance is unavailable to or unaffordable for anyone who doesn't opt in to fairly invasive tracking.
It is kinda like that. We have a tracker that we added because they increased the insurance rate and said if you install this device we'll keep the rate low based on driving patterns.
Basically records how often you drive, hard break/sharp turns, after midnight drives, etc. We don't drive the car often so the prob of accident is low but we recently learned that they can consider not driving enough also bad saying it can make you drive recklessly or sth.
I installed the app, did initial setup, then forced it to never update, shut off internet access, and disabled notifications. Still seeing the discount nearly 3 years later.
I'm guessing insurance discounts.