lemming007

But don't you need the rest of the *arr apps for Jackett as well?

I just want to search the damn public torrent sites without having to install a dozen of applications.

The biggest problem with lemmy and decentralization right now is that for optimal performance you need to spread out the load relatively evenly between instances. The problem is that users tend to go where other users are (otherwise why go there) and that naturally leads to clumping on one or few instances which causes it to overload.

The way to solve it is to avoid having generic "anything goes" instances and instead have instances be focused on a specific topic. For example, have gaming instance, a personal finance/investing instance, all things home ownership and improvement instance, etc. You can have multiple communities per instance as long as they stay within the same general topic. This way users will naturally spread out by subscribing to different instances based on topics they're interested in. And that will solve the performance issue we're seeing with lemmy.world or other popular instances.

How do you integrate Jakett search, do you have to install Jackett separately?

If I end up having some catastrophic event however, the HSA tends to be worse than the PPO, because of its higher deductible.

Interesting, in my case the HSA is still roughly equivalent or even better in this case. My lowest deductible PPO plan would cost me about $4k in premiums plus $4k out-of-pocket maximum. The HSA plan is $1k in premiums, $1k employer gift, and $8k OOP maximum. So I'd end up paying about $8k in either case. If I take into account that with the HSA plan my OOP expense would be pre-tax (from HSA balance), the HSA actually comes out a little ahead.

You're right that the HSA plans put an onus on you to save up and manage it to take advantage of the savings. But I don't mind doing that. Also, it gives you a lot of flexibility you don't have with PPO plan. With a PPO plan if I don't have any medical expenses in a year, I'd still be out $4k in premiums. With an HSA plan, I'd come out to $0 (employer contribution actually cover my premiums) and I'd save up those $4k for the upcoming years when I may actually have some expenses. I suspect the reason most average people shy away from HSA plans is they don't have the discipline to contribute and save up for their medical expenses. They'd rather have the safety net of lower deductible/OOP maximum. But if you do the math, it actually costs them more this way.

Yeah, this is kind of disappointing. There's no consistent experience. What I see may be very different from what you see and while that's in itself is not necessarily bad, it makes it hard to discover communities.

I guess it's the price we pay for decentralization and I'm okay with that.