Fair enough then. You're right about this individual being miniscule compared to those who are purposely wreaking havoc on housing.
You didn't insult me and I have been bitter towards you. I used to believe in decorum and always being kind, but it felt like it got me nowhere. I apologize to you and hope you have a good day.
Private property makes money. Personal property does not. Home ownership, if you live in it, does not make you money and is personal property. A rental would be private property.