I feel like the scams are just more intracate nowadays.
this post was submitted on 24 Jan 2024
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They're really not. I got one just this morning, your credit has been placed on hold for your AmEx card, log in to update your info... Yeah ok I don't have any credit cards, and besides why is a pet boarding domain sending me AmEx emails? If you can't spot something that obvious then you really don't deserve to have a bank account.
Have you seen the scams that spoof your banks phone number so it looks official, only way to check if it is real is to call back.
Are you referring to actual phone calls? I mean everyone should know by now that phone numbers can be easily spoofed, we see that in every call claiming we need a new credit card or car insurance. The easiest way to see if a call is a scam is to force them to go off-script. Like when they start asking for personal info like your SSN... you called me, why don't YOU know my information? Of course they'll say they need it to verify who I am, and I'll just tell them that they should already know who I am since they called me. Another big tell is if they want more than just the last four of your SSN... absolutely no legitimate agency will ask for the entire thing over the phone.
I guess it just depends on how much free time you have, but sometimes I just like messing with these people to waste their time. Some will get downright angry when they realize you have no intention of falling for their scam, but mostly they just hang up.
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This is the best summary I could come up with:
“People that are digital natives for the most part, they’re aware of these things,” says Scott Debb, an associate professor of psychology at Norfolk State University who has studied the cybersecurity habits of younger Americans.
In one 2020 study published in the International Journal of Cybersecurity Intelligence and Cybercrime, Debb and a team of researchers compared the self-reported online safety behaviors of millennials and Gen Z, the two “digitally native” generations.
But because Gen Z relies on technology more often, on more devices, and in more aspects of their lives, there might just be more opportunities for them to encounter a bogus email or unreliable shop, says Tanneasha Gordon, a principal at Deloitte who leads the company’s data & digital trust business.
Staying safer online could involve switching browsers, enabling different settings in the apps you use, or changing how you store passwords, she noted.
Gordon floated the idea of major social media platforms sending out test phishing emails — the kind that you might get from your employer, as a tool to check your own vulnerabilities — which lead users who fall for the trap toward some educational resources.
But really, Guru says, the key to getting Gen Z better prepared for a world full of online scams might be found in helping younger people understand the systems that incentivize them to exist in the first place.
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