this post was submitted on 19 Dec 2023
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[–] [email protected] 13 points 11 months ago (4 children)

My guess it's kind of like when you get solar panels and you're tied to the grid you feel a little better about using electricity willy-nilly, and so you use more electricity with solar panels than without.

I'm willing to bet that Tesla drivers were told that this vehicle will prevent them from getting an accident and so they are driving worse because they feel like they don't have to be as on guard as they do behind a non Tesla vehicle.

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[–] [email protected] 11 points 11 months ago* (last edited 11 months ago) (3 children)

I am both shocked and pleased that Ford did not make this list. Seriously, the brand with the most sold pickup truck doesn’t make a list for just about everything?

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[–] [email protected] 10 points 11 months ago (10 children)

Oh this is hilarious. First, I own a Mercury and a Ram, so I'm apparently the best and the worst at having accidents, DUIs, and tickets.

But I think there's an inherent terrible bias in the data: "Our latest analysis uses QuoteWizard by LendingTree insurance quote data..." In other words, people who are regularly shopping for insurance. Probably because they have high rates, so therefore they are looking for better rates. Why do they have high rates? Probably because they have more crashes, DUIs, and other tickets than the average drivers.

I doubt that most people with normal rates go changing insurance companies regularly.

[–] [email protected] 8 points 11 months ago (1 children)

You should always rate shop on a regular basis. There is no such thing as loyalty to an insurance company. I cannot think of any corporate entity with less loyal than an insurance company.

[–] [email protected] 9 points 11 months ago (2 children)

Yes, there are a million things I should be doing, if you watch the financial advice. But no one really has the time to do all of those things. And you have to watch that you're getting an actual quote from the company, not just a pre-quote that can be revised later. It's a lot of time and work.

Also, with the horror stories I hear about other companies, I'm inclined to stick with mine even if they are a bit more. When our car was totaled a few years ago, they offered exactly what similar condition cars of the same make and model were selling for in our area, plus tax and fees, minus our deductible. We had done the research, and I was bracing for a fight, so I was stunned when they opened with that amount, then added the taxes and fees. We literally could have taken the check we received, plus our deductible, and replaced the car with one in similar condition and mileage (I wish we had, because I really dislike the car we bought instead). I see the horror stories people post about other companies, and I'm always thinking, "yeah, that wasn't my experience."

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