Linux

Nobara (which is Fedora but enhanced for gaming and streaming) or Debian/Debian testing or Mint

Pop_OS, it's the most headache-free

Use Debiain, by the way.

As others are saying, Debian is nice and stable. Its also pretty barebones, which gives you a lot of control. However, it uses older packages, meaning you'll need to rely on flatpaks to get new features.

If you're willing to lose a bit of stability in exchange for newer features and more control, you may also want to look into arch or endeavorOS. Arch uses a command-line installation whereas endeavor uses a graphical installer, but otherwise they're pretty similar.

Pop os or mint

Fedora is a great distro

So its not really a distro, but what i do on my laptop is installed rocky 9 linux and use distrobox for installing applications. Rocky is Based on Rhel, its lts is good till 2039 and is super stable

You can skip this comment if you're avoiding anything arch-based; I don't have any additional distro suggestions beyond what's already listed (they really are mostly the same), but in regard to the arch-based suggestions, I would only add that you can reduce the maintenance by choosing a DE with a slower update cycle (e.g. XFCE or any WM) and, more importantly, remembering that you don't actually have to update your system every day. Even once a month is probably fine. I don't get the impression you want vanilla Arch though; Endeavor or even Manjaro minimal will have the defaults you're looking for, or literally any other non-Arch distro if the AUR isn't important to you.

Personally, I found Arch to be difficult to get installed. I'm ok with command line stuff once everything is all setup, but having to use it for the installation process is something I found to be too easy to screw up and too time consuming overall. Also, I haven't seen any drop of vanilla Arch with a GUI installer. For the Arch experience, I generally go with EndeavourOS since it's easy to install, gives you lots of options for the window manager, and is easy to use once you get it up and running.

If you'd prefer the Debian environment, I think anything from Debian or any of its derivatives (Ubuntu et al) would be a decent choice. My favorite is Linux Mint. I've seen a lot of people describe it like "entry-level" Linux, but it's very capable and user friendly. It's where I tend to spend most of my time when running Linux and I would say usually requires the least setup since it typically just works out of the box.

There's also OpenSUSE Tumbleweed if you feel like going a somewhat different direction. I get more "traditional Linux" vibes from OpenSUSE, but packaged up in a user friendly manner. I play around with it from time to time in a VM, mostly when I want to test out some new server package locally. But, that said, it's still capable of handling anything else I throw at it, so it's fun to use all the same.

You make it sound like all distros are paid, not free. With that said... all distros can deliver the same quality as you'd expect out of a "stable OS". Still, theres Nobara, Linux Mint, ZorinOS and Garuda for your "noob-friendly" needs.

Linux mint

Your post screams of Debian.

I would avoid Ubuntu and Fedora because of their corporate shenanigans. I've had a very painless experience with Pop!_OS as my daily driver and there's a version that comes with Nvidia support already baked in. Otherwise, I would recommend Mint D which is the version that ditched Ubuntu for pure Debían (what Ubuntu is a fork of).

Linux Mint

"highly configurable" and "very little effort to start using" don't blend together in car mechanics, and they don't in Linux either.

I was going to suggest Gentoo or Arch because they're the standard for "highly configurable" but they really demand some effort to start using them.

Also, so far, only Debian really, really, cares about open source, most distros don't mind copyrighted video codecs or proprietary GPU drivers if they make the user's life easier.

I have to agree with most people, arch is probably the way to go.

But given the subject I'm gonna piggy back on you and ask about KDE Neon. This is what got me back into desktop Linux after installing it on an old crappy tablet.

Now i currently run it on a couple older but upgraded AIOs and even my server that primarily does VMs.

If i understand it's a little more bleeding edge than people would normally like but I'm curious the community thoughts on it as i don't hear much. Am I missing out not running arch or mint?

LMDE

arch is super stable ( for the most part ) at with the arch install script it's easier than ever to install, endeavouros is a gui installer but leaves you with basically an arch system

ive been running arch on my desktop and laptop for years and the only issue I had was that fucked up grub change that somehow got thru

You want Xerolinux. Ships with little, already configured and with beautiful looks, arch based.

endevouros is a great option imo. not as bloated as manjaro, but everything works out of the box. it being arch based makes it easier to install things and troubleshoot, due to arch linux support. i would recommend kde as the desktop environment if you want something fully featured with lots of customizability options, but i3 is nice, but annoying to get started.

Pop_OS!

I did the classic, jump in at the deep end approach, and ended up with some distro hoping for a while. I then settled on Fedora.

Why? It did everything I wanted to do and did it well. I found some distro so easy to setup but harder to maintain, some really slick but problematic with updates and apps. Fedora, for me, just worked.

All that said, there are various factors to consider, including your hardware configuration. Some distro just happen to work better on some hardware specs, especially when considering your graphics.

I have a similar usage to you, covering a little bit of everything including gaming and dev and, so far, everything continues to work. So much so, I am thinking of switching my gaming rig over to Fedora in the coming weeks.

What distro do you use at work? Using that at home would benefit you professionally as well. I’d start there unless it’s redhat.