...or you could just use a password manager that generates random and unique passwords whenever you need, without you having to memorize multiple phrases (because you don't want to reuse the same phrase across multiple accounts).
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[Matrix/Element]Dead
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There are so many good ones out there there's no reason not to use one.
Why not use a password manager like most people?
I do. I use a B64 password and a key file to my manager. In fact, I have three different files for my manager, one containing seldom used financial data, etc
You Know How To Scare Me Shitless
"You Know How To Scare Me Shitless" is 33 characters and a decent passphrase on its own.
Base64 brings the length to 44 characters, but you might be better off by just using a longer passwphrase (eg. "You know how to scare me shitless and you do it every day, dear student of mine!" is 80 characters long, not much more difficult to remember that the 33-char one and way easier to type than the 44-char base64 one).
All in all, IMHO base64 is not the best idea.