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It always baffles me how terrible a lot of streamers are at personal finances. Like, it seems like they lack even basic common sense. I always thought it was pretty basic common sense that if you're making a decent amount of money then you should be putting it away somewhere, like long-term investments, or at the very least in a savings account.

This is especially important when it comes to "new wave" entertainers like twitch streamers, youtubers, tiktok stars, etc. Due to how those platforms are set up, you have basically no rights and they can ban you for any reason they want. They could pull the rug out from under you at any time and there goes your income. You're working without any kind of safety net whatsoever. Sure, you could try migrating to another platform, but I've seen other entertainers attempt it only to return to their original platform because they take a huge hit whenever they do that.