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I know it's the wrong take, but I read this as "Spend money you lonely bastard. Don't address your problems, consume."

there is literally nothing stopping you.

Except my obligations. I'm a parent with kids, so if I want to go somewhere alone, I need to get my SO on board and/or get a babysitter.

I know this is targeted at single people, but single people also have obligations and preferences that stop them from doing things alone.