In the Android app, open your profile, tap Data and Privacy, then Personalized Shopping, then toggle it off.
this post was submitted on 12 Oct 2024
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Thanks for the heads up, I would have missed that.
I only skim read, but the provided link seems to me that opting out isn't an option:
However, if you would prefer to decline them, then you will need to close your PayPal account prior to the applicable effective date, as described in the user agreement.
Well, bye PayPal
Exactly. That's how you opt out of this shitty practice.
I Don't Forget, I Don't Forgive.. https://www.forbes.com/sites/emilymason/2022/10/27/after-paypal-revokes-controversial-misinformation-policy-major-concerns-remain-over-2500-fine/
That was the moment I already deleted all PayPal accounts. To never return back.
Can’t read Forbes b/c of ad blocker.
Is it the fine or the redaction?
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Thank you. Just closed my account. Didn't need it anyway and I sure as fuck don't need to be generating income for PayPal anymore.
At least 3 states have common sense laws to auto opt-out. I think every state should have these privacy laws, even if those 3 are minimal at best.
Just logged in, just found it, just opted out. Thanks for the heads-up OP.
But fucking fuck. Can we put a stop to this? Legally? We could call it sometime like... The National Opt-out Policy Elimination (NOPE) Act or something.
Where is the option?
In the app - Profile - Data & Privacy - Personalized Shopping
Sigh.. Not showing up for me. Is this affecting all regions?
I'm in Australia, not showing up for me.
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It's called GDPR
Ah yes, that thing that sites mention on those annoying popups before making us sign away our privacy anyway.
Most of those popups are illegal, according to the GDPR. Both opt-in and opt-out need to just as easily possible.
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That thing which makes Meta and Apple so scared they do not release their new products in AI anymore in the EU to pressure us to loosen up the laws. That has already been costly to these companies.
That prevents Paypal from doing this change in the EU.
The law that has been awesome so far.
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Same... So tiring. Fighting to not be someone else's product just by existing
It should have to be opt-in ☠️
Most things should be. Hell, one of Google's biggest public failures was building an opt-out social media network that let all sorts of people see who you've emailed lately.
Anyone know if this applies to Canada too? I looked but couldn't find it.
US:
https://www.paypal.com/us/legalhub/privacy-full
Last updated on March 28, 2024
Canada:
https://www.paypal.com/ca/legalhub/privacy-full
Last updated on July 24, 2023
So I'd guess not.
But you might just want to keep an eye on that, because just because they haven't changed it today doesn't mean that they won't later. Like, if their people are thinking that this is a good idea to make money in the US, they might also think that it'd be useful in Canada. Don't know if Canada has any restrictions on such a change.
Page mentions “Notice of Amendment(s) to the United States PayPal Agreement(s)”. So it’s likely US only (for now).
If you don’t see the “Data and Privacy” option to opt out on their website or app. Then it’s likely they are not sharing your data, yet.
Imagine if you lived in a country with a banking system so modern, that nobody needed Paypal or Venmo.
Still need PayPal for some transactions that require a credit card. In the Netherlands, credit cards aren't as commonplace as in the USA since we only pay with money we actuality have.
I'm not saying I discredit your argument, I'm just angry at companies requiring either a credit card or PayPal (or even worse, those buy now pay later deals).
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Uh, isn't that normal? People use PayPal because of the easy of use resulting from its inherently low security that is still far better than CC, not because there aren't sensible alternatives.
The sensible alternative is when banks allow instant free transfer of funds from your account to any other account regardless of which bank or recipient.
US has been playing catch up for decades. FedNow was implemented in 2023 to allow instant P2P payments between banks thereby eliminating the need for PayPal, Cash App, Venmo, et al.
It will take some time before we see banks make this fully available to everyone and subsequently merchants using it.
Look up Pix in Brazil.
Oh, like the free bank transfers we've had in the UK since...... 1997..?
Yes. What a lot of Americans don't realise is that in other countries, bank account numbers are standardised to include pre-defined bank and branch information. In a sense, account number includes what americans think of as routing number.
People trade bank account numbers like business cards. Businesses post their account numbers for payment. Even a flyer for a local school fundraiser will have an account number listed on it. If you buy something from someone, the seller tells you his account number. You log into your bank and transfer the funds instantly, whether it's $10 or $10000. You don't need to know anything except the recipient's account number.
It's free. It's painless. It's interconnected. It's bank agnostic. The movement of small monies between individuals should not be commoditised.
You don't need to know anything except the recipient's account number.
You need to know the name of the owner of the account. At least in my experience, if you put a wrong owner number the money transfer will be rejected.
Perhaps in your country. Not in mine. Number only no names.
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I was doing electronic transfers with my bank, over dialup, in 97.
I do imagine :(