Eth has been centralized ever since their pre-mine sold the majority of the coins on the network before anybody had a chance to mine them. Centralization means easy to attack. And then they moved away from proof-of-work to proof-of-ownership where you need 16 whole ETH to even solo stake. And now you need multiple TB of SSD space to even run a full node. A brought us the ICO craze which moved crypto from "A weird, interesting idea" to "an unholy mess of pump-and-dump scams" in the mind of the average person. Ethereum gets more and more centralized every year. And to solve the problem of gas fees they have like 100 different L2s each of which don't talk to each other and have their own problems. Last I checked, polygon, which is one of their top L2s, has the entire network being secured by 15 validators. Yikes.
Contrast that with Bitcoin. You can run a full node on a laptop from 10 years ago. With lightning, you can send a transaction across the globe in under a second for pennies in fees without even touching the chain. And it uses a decentralized network of nodes to route your transaction, you can run your own node on a Raspberry i. In that same lightning channel, you can make a functionally infinite amount of transactions back and forth between you and any other parties. The chain secures lightning transactions like the existence of a court secures contracts. Unless anything goes unexpectedly bad (and I know of no instance of anybody actually needing to do this in the wild), you never need to go to the chain to enforce the contract. And if you enforce the contract (which happens automatically, by the way), your funds will never end up in the wrong hands.